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About Us

About QiCard

  • QiCard (Mixed Sector) was established in 2007 as a joint venture between the private sector, represented by the Iraqi Electronic Payment Systems and the Governmental Sector, represented by the largest bank in the country, Rafidain Bank. The company has 14 years of experience in issuing biometric identification cards for citizens and providing electronic financial services in Iraq.

Together, we provide the best technology solutions to the Iraqi market, develop unique infrastructure, and meet all the needs and challenges of the local market, to provide scalable and reliable solutions. The company employs more than 900 trained and qualified staff to provide direct and network support, customer service and efficient management of all kinds of services nationwide. The company is runned by an Iraqi and foreign specialized staff on financial, banking and technical management sectors.
The company uses the prepaid QiCard system, which rely on fingerprints. This QiCard service is the first of its kind to pay monthly salaries and grants in Iraq.

Our vision

We seek a better Iraq, free of cash transactions.

Our Mission

Provide modern technological solutions to public sectors that play a positive role during a daily life of Iraqi citizens.

Our strategy

Our strategy is based on the implementation of an integrated system for all day-to-day transactions in all sectors where it can be applied in various remote and urban areas of Iraq, regardless of the existence or non-existence of telecommunication infrastructure.

Our values

Our products and services are based on the principle of maximum protection, accessibility, ease of use and full transparency. We have been using our technology and expertise for over 10 years to make our electronic payments, better, easier and safer.

Why QI Card?

  • 5-8 minutes

    Time to get a new QiCard card for one user.

  • 12 Banks

    Including Rafidain and Rasheed Banks (the largest banks in Iraq).

  • 7.4 million

    Issued QiCard.

  • 450

    Centers for the issuance of QiCard cards in Iraq.
What services do we provide?
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